Multi van insurance
What is multi van insurance?
If you have more than one van, a multi-van insurance policy means you can insure multiple vans on the same policy.
Insurers often provide multi van policies at a cheaper rate than if you were to insure each van separately, as a way of thanking customers for their loyalty.
As well as the possibility of saving you money, multi van policies can also save you a lot of time and effort as you won’t need to repeat the whole process of getting insurance for every individual van.
Who needs multi-van insurance?
It doesn’t matter whether you have a van for business or personal use, anyone can take out a multi van policy – just so long as you have more than one van.
But remember that you still have the option to insure your vans individually and that can even sometimes be the cheaper option.
For example, if you need to insure a young driver on one of your vans then it could be cheaper to insure them on the single van that they’ll be driving rather than paying for them to be able to drive every van.
That’s why it’s important to explore all your options when looking for multi-van insurance; so that you find the best deal for you.
Different types of multi-van insurance quotes
As with a normal van insurance policy, there a three levels of cover you can pick from when taking out a multi van policy.
Once you’ve decided what level of cover you need, you will have to pick which type of van insurance policy is most appropriate for you:
- Carriage of goods for hire and reward – You carry multiple items to deliver over lots of small trips, e.g. a delivery driver
- Haulage – You deliver one item or shipment over a long distance, e.g. a lorry driver
- Carriage of own goods – You transport your own belongings e.g. a plumber transporting tools
How do I get cheap multi-van insurance?
The make or model of your vans determines which insurance category they fall into and that, in turn, can have a major impact on your premium.
Who will be driving the vans will also affect the cost as less experienced drivers tend to have higher premiums as they are considered a higher risk.
If you are trying to lower your multi van insurance policy premium that it may be worth considering whether you really need the amount of vans that you have.
Do you use them all regularly or are they all necessary for your business? If not, you could be wasting money insuring a van or vans that you never use.
If you’re looking for a multi van insurance policy, then you can get quotes over the phone by calling 0330 022 6981.
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