What To Do If You’re Involved in a Road Traffic Accident
There is no doubt that being involved in a motor accident can be pretty scary, but knowing which precautions to put in place and the actions to take straight afterwards can make all the difference.
Whether you have been involved in an accident yourself or you just want to be prepared for the unexpected, The Van Insurer has got you covered. This article offers a guide on what you need to do after an accident before you make an insurance claim.
There is an immediate concern for the wellbeing of yourself and anyone else involved in the accident. However minor you think a van accident is, you must stop. Failing to do so is an offence under the Road Traffic Act.
Before anything else…
- Stop your van in as safe a place as possible
- Turn off the engine
- Turn on the hazard lights
- Check for injuries
- Call the emergency services if necessary
After an accident, it is your legal obligation to give your name, address and registration number to anyone else involved. There is no legal requirement to exchange insurance details if no one has been injured, but it may speed up the process if you wish to make a claim.
To get the best result from your claim, it is important that you note down as many details about the accident as possible. Details should be taken from any other drivers, passengers or witnesses. Such details include:
- Contact details
- Time and date of accident
- Weather conditions
- Registration numbers
- Make/model of vehicles
- A list of damage and injuries
- Photos of any damage caused, where possible
Making Your Claim
Even if you don’t think you need to make an insurance claim, you must still inform your insurer as soon as possible. Once the dust has settled, however, you might start thinking about making that claim.
When making a claim, you will need to give your insurance provider as much information about the accident as possible, which is why we recommend noting down details at the time. If you wish to proceed with the claim, your insurer will inform you of the next steps.
In most circumstances, if you are not liable for the accident, you should be able to claim back the cost of any repair to your van but it’s always important to check your insurance policy at the earliest opportunity to confirm your individual agreement.
Don’t worry, if the worst comes to the worst, The Van Insurer has got you covered. We compare van insurance quotes from more than 40 UK van insurers, to ensure you find the best policy to suit your individual needs.
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